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NEED TIPS ON SAVING UP!

  Author:  47869  Category:(Discussion) Created:(3/6/2002 3:34:00 PM)
This post has been Viewed (888 times)

Hi thanks for reading this

ok im 19 and ever since i found out money dont grow on trees ive been "tryign to save money"...but as a typical teenager and growing to be a real adult i need money to get outta the parents hair and discover my own freedom... well everytime i get money like even 2 dollars i spend it and if i even have the guts to put it in the bank i take it out 5 minutes later im what they might call a SPENDAHOLIC! and this is gettign terrible with my life ...so im asking the others who know what im going thro to give me advise of some sort..thanks!

PuppetMaster

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Replies:      
Date: 3/6/2002 3:39:00 PM  From Authorid: 16845    sorry I'm more of the penny pincher here. LOL what if you were to buy I mean actually buy a piggy bank, the kind that you have to actually BREAK to get the money out, then everytime you get money put say half of it in there.....maybe you would be less inclined to get that money out if you knew that you would have to crush the poor pig. lol  
Date: 3/6/2002 3:44:00 PM  From Authorid: 48128    Hmm... Well I would tell you consider putting it in a CD if you had enough for that. However the interest is not very good. Maybe you can get your parents to take some of your money and put it into a account you cannot get to I dunno these are a few things I or my parents did to save!  
Date: 3/6/2002 3:47:00 PM  From Authorid: 46527    Give the money to your parents and ask them to keep it for you.  
Date: 3/6/2002 3:47:00 PM  From Authorid: 15394    That is a hard one to learn!!! hmmm don't spend change!!! Use a dollar bill, when you get change, dump it into a jar, end of each week or month, you will find between 10-30.00 easy!!!! If you are vigilant with it for a month you might even have 100.00-ish!! But it is up to you to put it somewhere that you cannot spend it... I am banker for a couple of my friends... they cannot keep money and tell me to hold it and not give it to them no matter what they need it for... IT WORKS, I am like a steel trap!! lol  
Date: 3/6/2002 3:52:00 PM  From Authorid: 46530    In the UK we have post office accounts which you cannot get the money out of easily, IE there is no ATM card etc. Save up with the piggy bank method and then deposit this into an account that is harder to access. Then you would have to think whether it was worth the bother and more often than not you would find it wasn't. GOOD LUCK  
Date: 3/6/2002 3:54:00 PM  From Authorid: 16845    lol junga has a real good point with the change, back in january I cashed all mine in for $250....I think as of now I'm up to maybe $15.....I have to pay 3.25 every tues/thurs at school I always give them four or five dollars and save the change and put it away until I've got enough built up to go to the coinstar. lol  
Date: 3/6/2002 4:34:00 PM  From Authorid: 31410    I spend my bills but always save my change. it doesn't seem like a lot but it adds up quick! I saved change for about 5 months and had $500.00.  
Date: 3/6/2002 5:12:00 PM  From Authorid: 50058    Maybe you could give it to your parrents to put in an account
Date: 3/6/2002 5:31:00 PM  From Authorid: 20956    LOL! You sound like me. I am totally hopeless, plus iam a shopaholic!! But a few months ago myself and 3 of my friends decided we wanted to go on a holiday on the Gold Coast, so i rang my bank and got them to put an automatic withdrawal on my account, so that when i get paid $400 gets taken out electronically and put into another account. That way i dont get to see it or spend it. We are going away in June!! YAY!!! Good luck .....  

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